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These rates are current as of: 9/5/2008



For more information about the terms in this table, click the icons.
Loan Type
 Loan Years Interest Rate APR
Look up this term in the glossary		 Points
Look up this term in the glossary		 Max Loan Amount Down
Payment		 Lock Days
15 Year Fixed 15 4.875% 5.202% 2.75 $417000 20% 30
30 Year Fixed 30 5.375% 5.604% 2.75 $417000 20% 30
15 Year Jumbo 15 6.375% 6.602% 2.625 $1000000 20% 30
30 Year Jumbo 30 7% 7.227% 1.875 $1000000 20% 30
5/1 ARM 30 4.625% 4.841% 3 $417000 20% 30
FHA 30 Year Fixed 30 5.875% 5.977% 0 $362790 5% 30



The rate chart is updated daily by 12:00pm, posted by 1:30pm, andvalid until 5:00pm. Rates are subject to change without notice if market changes warrant. Annual Percentage Rates (APR) are based on a loan assuming a 20% down payment.
 
Important Information
bullet Rates are subject to change without notice.
bullet If you require longer than a 30 day lock, please contact our office and one of our representatives would be glad to assist you. (click to find the branch nearest  to you)
bullet Note the premiums for loan amounts:
              Above conforming rate based on loan amounts greater than $200,000.
              Loan amounts between $100,000 and $200,000 require .25% origination fee.
              Loan amounts between $50,000 and $99,999 require .50% origination fee.
              Above jumbo rate based on a $450,000 loan amount.
bullet Completed loan application must be received within 24 hours of lock in.
bullet Appraisal and credit report fees must be received within 72 hours to guarantee your rate lock.
bullet Rates quoted are subject to restrictions including but not limited to; credit, loan to value ratios, property type, occupancy status, geographical location, and income requirements.